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Withdrawable vs Non-Withdrawable Bonuses

Whether a bonus is cash you can withdraw or credit you can only trade with is the difference between a bonus worth claiming and a number that just inflates your balance.

Last updated 28 July 2026 · Reviewed by Tim Morris

Withdrawable cash bonuses

A cash bonus is credited to your withdrawable balance and behaves like your own money — though usually still behind a turnover requirement. These are the most valuable because the money becomes truly yours once you clear the terms. They’re also the rarest.

Non-withdrawable tradable credit

Most large deposit bonuses are tradable credit: it boosts your margin so you can open bigger positions, but you can’t withdraw it, and it’s removed when you withdraw your own deposit. The bonus is a tool, not a payout.

Your trading balance $200
Deposit · $100
Bonus credit · $100
Withdrawable today $100
Deposit · $100
Locked until turnover is cleared
A 100% bonus doubles your trading power — but the bonus half is credit. Only your own $100 is withdrawable until you clear the turnover.

“Profits only” — the common middle ground

Most offers in our Matrix are “profits only”: the credit itself isn’t withdrawable, but the profit you make trading with it is — after you meet the turnover requirement. So the real prize isn’t the bonus number; it’s whatever profit you can generate and keep.

How to tell which you’re getting

Read the terms for “credit,” “non-withdrawable,” or “bonus funds cannot be withdrawn.” We label every offer’s withdrawable status on its card, and our bonus finder lets you filter to withdrawable-cash offers only. Either way, judge the value on what you can withdraw — see is a bonus worth it.

Frequently asked questions

Can you withdraw a forex deposit bonus?

Rarely the bonus itself. Most are non-withdrawable tradable credit — you can trade with it and withdraw the profits after meeting the turnover requirement, but the credit is removed when you withdraw your own funds. A minority of offers are withdrawable cash.

What does "profits only" withdrawable mean?

It means the bonus credit can’t be withdrawn, but the profit you earn trading with it can be — once the turnover requirement is met. This is the most common structure for deposit bonuses.

How do I know if a bonus is cash or credit?

Read the terms for the words “credit,” “non-withdrawable,” or “bonus funds cannot be withdrawn.” On our offer cards we label each one’s withdrawable status (yes / profits only / no) so you can see at a glance.