Bonus account vs raw spread
A bonus isn’t free if the bonus account’s spread is wider than the broker’s raw/zero account. See the volume where that wider spread costs more than the bonus is worth — and which account actually wins for you.
Enter the bonus value, the spread difference and your volume to see which account wins.
Estimate only. Spreads, commissions and pip values vary by broker, pair and account.
Frequently asked questions
› Is a forex bonus account worth the wider spread?
It depends on how much you trade. A bonus account usually has a wider spread (or a markup) than the same broker’s raw/zero account. Below a break-even volume the one-time bonus is worth more than the extra spread you pay; above it, the tighter raw account saves you more than the bonus is worth. This tool finds that break-even point.
› What spread difference should I use?
Compare the broker’s account types: take the typical spread on the bonus/standard account minus the spread on the raw/zero account, on the pair you trade most (often around 1 pip on majors). Raw accounts usually charge a commission instead — enter that too for an accurate comparison.
› Does this mean bonuses are bad?
No — it means a bonus is only “free” up to a point. For lower-volume traders a deposit bonus often wins. For high-volume traders the spread difference compounds and a raw account usually wins. Judge it on your own volume, not the headline percentage.